| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RANKIN & RANKIN3 Filed as: RANKIN & RANKIN INS SVS | 806 MARKET STREET ZANESVILLE, OH 43701 | AETNA LIFE INSURANCE COMPANY | $40K | — | $40K | 4.84% |
| GIS BENEFITS INC3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | AETNA LIFE INSURANCE COMPANY | $10K | — | $10K | 1.25% |
| MEDICAL BENEFITS ADMINISTRATORS3 | 1975 TAMARACK RD NEWARK, OH 43058 | BARDON INSURANCE GROUP, INC. | — | $21K | $21K | 17.03% |
| RANKIN & RANKIN3 | 806 MARKET ST ZANESVILLE, OH 43702 | BARDON INSURANCE GROUP, INC. | — | $20K | $20K | 15.63% |
| QUALITY CARE PARTNERS3 | 33 S 5TH ST ZANESVILLE, OH 43701 | BARDON INSURANCE GROUP, INC. | — | $10K | $10K | 7.95% |
| MEDICAL BENEFITS ADMINISTRATORS3 Filed as: MEDICAL BENEFITS MUTUAL LIFE INS CO | 1975 TAMARACK RD PO BOX 1009 NEWARK, OH 43058 | BARDON INSURANCE GROUP, INC. | — | $1K | $1K | 1.05% |
| THE BOON INSURANCE AGENCY3 Filed as: THE BOON INSURANCE AGENCY INC | 6300 BRIDGEPOINT PARKWAY BUILDING 3 #500 AUSTIN, TX 78730 | AETNA LIFE INSURANCE COMPANY | $5K | — | $5K | 11.00% |
| RANKIN & RANKIN3 Filed as: RANKIN & RANKIN INS. SVS. | 806 MARKET STREET ZANESVILLE, OH 43701 | AETNA LIFE INSURANCE COMPANY | $3K | — | $3K | 6.00% |
| RANKIN & RANKIN3 Filed as: RANKIN & RANKIN INC | 806 MARKET STREET ZANESVILLE, OH 43702 | COMPANION LIFE INSURANCE COMPANY | $2K | — | $2K | 7.85% |
| MAY INSURANCE SERVICES INC3 | 110 NORTHWOODS BOULEVARD SUITE C COLUMBUS, OH 43235 | COMPANION LIFE INSURANCE COMPANY | $1K | — | $1K | 3.92% |
| RANKIN & RANKIN3 Filed as: RANKIN & RANKIN INC | 806 MARKET STREET ZANESVILLE, OH 43701 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 14.80% |
| BASIC BENEFITS3 Filed as: BASIC BENEFITS INC | 1921 MAPLE AVENUE ZANESVILLE, OH 43701 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | — | $1K | $1K | 5.00% |
| RANKIN & RANKIN3 | 806 MARKET STREET ZANESVILLE, OH 43701 | VISION SERVICE PLAN | $988 | — | $988 | 7.64% |
| JAMES A BURRESS3 | 6418 FAYBOROUGH COURT DUBLIN, OH 43016 | AFLAC | $653 | — | $653 | 5.97% |
| ADRIENNE ALICE MENCHACA HOLBROOK3 | 413 LILYFIELD LANE GALLOWAY, OH 43119 | AFLAC | $447 | — | $447 | 4.09% |
| HENSLEY AND ASSOCIATES LLC3 | 1103 SCHROCK ROAD SUITE 201 COLUMBUS, OH 43229 | AFLAC | $259 | — | $259 | 2.37% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF OHIO LLC | 3900 KINROSS LAKES PARKWAY SUITE 300 RICHFIELD, OH 44286 | AFLAC | $165 | — | $165 | 1.51% |
| THOMAS J TRUSLER3 | 201 EVENING WAY PICKERINGTON, OH 43147 | AFLAC | $113 | — | $113 | 1.03% |
| ROBERT P HARE3 | 470 OLDE WORTHINGTON ROAD SUITE 250 WESTERVILLE, OH 43082 | AFLAC | $86 | — | $86 | 0.79% |
| SHEIZKA KOMALA3 | 7202 SPRINGDALE DR REYNOLDSBURG, OH 43068 | AFLAC | $65 | — | $65 | 0.59% |
| JOSEPH OMLOR3 Filed as: JOSEPH L OMLOR | 6165 NEEDLETAIL ROAD GAHANNA, OH 43230 | AFLAC | $64 | — | $64 | 0.59% |
| RONALD JAMES STEIN3 | 9078 UNION CENTRE BOULEVARD SUITE 300 WESTERVILLE, OH 43082 | AFLAC | $50 | — | $50 | 0.46% |
| PAULA GAIL NEAL3 Filed as: PAULA C CUTTER | 945 STAR SHOOT PARKWAY LEXINGTON, KY 40509 | AFLAC | $47 | — | $47 | 0.43% |
| HARE AND ASSOCIATES LLC3 | 7814 CRAINDOW COURT DUBLIN, OH 43017 | AFLAC | $40 | — | $40 | 0.37% |
| SCOTT A SMITH3 | 5300 OAKBROOK PARKWAY BUILDING 300 SUITE 350 NORCROSS, GA 30093 | AFLAC | $33 | — | $33 | 0.30% |
| THELMA CARTER3 | 2471 MASON VILLIAGE COURT COLUMBUS, OH 43232 | AFLAC | $26 | — | $26 | 0.24% |
| KEITH FRIZZELL3 | 1795 ALYSHEBA WAY SUITE 1204 LEXINGTON, KY 40509 | AFLAC | $23 | — | $23 | 0.21% |
| JOHN D SUSIE3 | 8682 HAWICK COURT NORTH DUBLIN, OH 43017 | AFLAC | $14 | — | $14 | 0.13% |
| MARKUS MUELLER3 | 633 NORTHEAST MUSKRAT RUN PORT ST LUCIE, FL 34983 | AFLAC | $12 | — | $12 | 0.11% |
| HARE AND ASSOCIATES LLC3 | 470 OLDE WORTHINGTON ROAD SUITE 250 WESTERVILLE, OH 43082 | AFLAC | $12 | — | $12 | 0.11% |
| JOSHUA K HOPPE3 | 580 WHITE PLAINS ROAD SUITE 115 TARRYTOWN, NY 10591 | AFLAC | $6 | — | $6 | 0.05% |
| DARREN L BRUNO3 | 7542 STONE LAKE DRIVE DUBLIN, OH 43016 | AFLAC | $4 | — | $4 | 0.04% |
| JOHN C RASCHELLA3 | 20301 GRD OAK SH BOULEVARD #118-32 ESTERO, FL 33928 | AFLAC | $3 | — | $3 | 0.03% |
| RONALD JAMES STEIN3 | 14966 ROBINS ROAD JOHNSTOWN, OH 43031 | AFLAC | $2 | — | $2 | 0.02% |
| THE BOON INSURANCE AGENCY3 Filed as: THE BOON INSURANCE AGENCY INC | 6300 BRIDGEPOINT PARKWAY BUILDING 3 #500 AUSTIN, TX 78730 | TRANSAMERICA LIFE INSURANCE COMPANY | $783 | — | $783 | 13.07% |
| RANKIN & RANKIN3 Filed as: RANKIN & RANKIN INS SVS | 806 MARKET STREET ZANESVILLE, OH 43701 | TRANSAMERICA LIFE INSURANCE COMPANY | $236 | — | $236 | 3.94% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 134 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 134 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 136 | $871K |
| Dental | COMPANION LIFE INSURANCE COMPANY | 96 | $31K |
| Vision | VISION SERVICE PLAN | 101 | $13K |
| Life insurance | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 132 | $25K |
| Short-term disability(2 contracts, 2 carriers) | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 132 | $35K |
| Long-term disability | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 132 | $25K |
| Stop-loss / reinsurancereinsurance | BARDON INSURANCE GROUP, INC. | 62 | $126K |
| Other(2 contracts, 2 carriers) | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 132 | $35K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 136 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.