| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RANKIN & RANKIN3 Filed as: RANKIN AND RANKIN INC | PO BOX 2547 ZANESVILLE, OH 43702 | METROPOLITAN LIFE INSURANCE COMPANY | $12K | $2K | $13K | 14.98% |
| GIS BENEFITS INC3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $1K | $6K | 6.53% |
| GIS BENEFITS INC3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $495 | $33 | $528 | 5.77% |
| RANKIN & RANKIN3 Filed as: RANKIN AND RANKIN INC | PO BOX 2547 ZANESVILLE, OH 43702 | METROPOLITAN LIFE INSURANCE COMPANY | $377 | $20 | $397 | 4.34% |
| THE WORKSITE GROUP LLC3 Filed as: THE WORKSITE GROUP | 1900 POLARIS PARKWAY SUITE 450 COLUMBUS, OH 43240 | METROPOLITAN LIFE INSURANCE COMPANY | $377 | $11 | $388 | 4.24% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 | PO BOX 9201 AUSTIN, TX 78766 | METROPOLITAN LIFE INSURANCE COMPANY | — | $34 | $34 | 0.37% |
| RANKIN & RANKIN3 Filed as: RANKIN AND RANKIN INC | PO BOX 2547 ZANESVILLE, OH 43702 | METROPOLITAN LIFE INSURANCE COMPANY | $852 | $57 | $909 | 10.13% |
| THE WORKSITE GROUP LLC3 Filed as: THE WORKSITE GROUP | 1900 POLARIS PARKWAY SUITE 450 COLUMBUS, OH 43240 | METROPOLITAN LIFE INSURANCE COMPANY | $852 | $11 | $863 | 9.62% |
| GIS BENEFITS INC3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $541 | $68 | $609 | 6.79% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 | PO BOX 9201 AUSTIN, TX 78766 | METROPOLITAN LIFE INSURANCE COMPANY | — | $56 | $56 | 0.62% |
| RANKIN & RANKIN3 Filed as: RANKIN AND RANKIN INC | PO BOX 2547 ZANESVILLE, OH 43702 | METROPOLITAN LIFE INSURANCE COMPANY | $742 | $25 | $767 | 8.90% |
| THE WORKSITE GROUP LLC3 Filed as: THE WORKSITE GROUP | 1900 POLARIS PARKWAY SUITE 450 COLUMBUS, OH 43240 | METROPOLITAN LIFE INSURANCE COMPANY | $742 | $11 | $753 | 8.74% |
| GIS OF ILLINOIS3 Filed as: GIS BENEFITS IN | 422 WAUPONSEE STREET MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $468 | $45 | $513 | 5.95% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 | PO BOX 9201 AUSTIN, TX 78766 | METROPOLITAN LIFE INSURANCE COMPANY | — | $28 | $28 | 0.32% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 189 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 189 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 215 | $88K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 215 | $88K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 215 | $88K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 215 | $88K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 215 | $88K |
| Stop-loss / reinsurancereinsurance | THE NORTH RIVER INSURANCE COMPANY | 61 | $313K |
| Other(4 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 215 | $115K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 215 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.