| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RANKIN & RANKIN3 Filed as: RANKIN & RANKIN INC | 806 MARKET STREET ZANESVILLE, OH 43702 | COMPANION LIFE INSURANCE COMPANY | $2K | $5 | $2K | 7.18% |
| MAY INSURANCE SERVICES INC3 | 110 NORTHWOODS BOULEVARD SUITE C COLUMBUS, OH 43235 | COMPANION LIFE INSURANCE COMPANY | $1K | $5 | $1K | 3.60% |
| RANKIN & RANKIN3 Filed as: RANKIN & RANKIN INC | 806 MARKET STREET ZANESVILLE, OH 43701 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 14.64% |
| BASIC BENEFITS3 Filed as: BASIC BENEFITS INC | 1921 MAPLE AVENUE ZANESVILLE, OH 43701 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | — | $1K | $1K | 4.97% |
| RANKIN & RANKIN3 | 806 MARKET STREET ZANESVILLE, OH 43701 | VISION SERVICE PLAN | $875 | — | $875 | 6.36% |
| RANKIN & RANKIN3 Filed as: RANKIN AND RANKIN INS SERVICES | 806 MARKET STREET ZANESVILLE, OH 43701 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $6K | — | $6K | 40.66% |
| THE WORKSITE GROUP LLC3 | 1900 POLARIS PARKWARY SUITE 450 COLUMBUS, OH 43240 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5K | — | $5K | 38.94% |
| RONALD UNDERWOOD3 | 1950 PEBBLEHURST DRIVE STOW, OH 44224 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $79 | — | $79 | 0.58% |
| CGL VOLUNTARY BENEFITS INC3 | 3500 WOODRIDGE ROAD CLEVELAND HEIGHTS, OH 44121 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $8 | — | $8 | 0.06% |
| JAMES A BURRESS3 | 6418 FAYBOROUGH COURT DUBLIN, OH 43016 | AFLAC | $1K | — | $1K | 10.82% |
| ADRIENNE ALICE MENCHACA HOLBROOK3 | 413 LILYFIELD LANE GALLOWAY, OH 43119 | AFLAC | $700 | — | $700 | 6.48% |
| JAMES A BURRESS3 | 8755 OGDEN DUNES DRIVE CAMBY, IN 46113 | AFLAC | $365 | — | $365 | 3.38% |
| HENSLEY AND ASSOCIATES LLC3 | 1103 SCHROCK ROAD SUITE 201 COLUMBUS, OH 43229 | AFLAC | $159 | — | $159 | 1.47% |
| HARE AND ASSOCIATES LLC3 | 1103 SCHROCK ROAD SUITE 201 COLUMBUS, OH 43229 | AFLAC | $127 | — | $127 | 1.18% |
| JOSEPH OMLOR3 Filed as: JOSEPH L OMLOR | 6165 NEEDLETAIL ROAD GAHANNA, OH 43230 | AFLAC | $104 | — | $104 | 0.96% |
| RONALD JAMES STEIN3 | 9078 UNION CENTRE BOULEVARD SUITE 300 WEST CHESTER, OH 45069 | AFLAC | $80 | — | $80 | 0.74% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF OHIO LLC | 3900 KINROSS LAKES PARKWAY SUITE 300 RICHFIELD, OH 44286 | AFLAC | $77 | — | $77 | 0.71% |
| THOMAS J TRUSLER3 Filed as: THOMAS J TRUSTLER | 201 EVENING WAY PICKERINGTON, OH 43147 | AFLAC | $55 | — | $55 | 0.51% |
| ROBERT P HARE3 | 6324 TARTON FIELDS LANE MASON, OH 45040 | AFLAC | $54 | — | $54 | 0.50% |
| SHEIZKA KOMALA3 | 7202 SPRINGDALE DRIVE REYNOLDSBURG, OH 43068 | AFLAC | $47 | — | $47 | 0.43% |
| PAULA C. FRIZZELL3 Filed as: PAULA C FRIZZELL | 945 STAR SHOOT PARKWAY LEXINGTON, KY 40509 | AFLAC | $30 | — | $30 | 0.28% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF OHIO, LLC | 3900 KINROSS LAKES PARKWAY SUITE 300 RICHFIELD, OH 44286 | AFLAC | $26 | — | $26 | 0.24% |
| KEITH FRIZZELL3 | 945 STAR SHOOT PARKWAY LEXINGTON, KY 40509 | AFLAC | $24 | — | $24 | 0.22% |
| SCOTT A SMITH3 | 5300 OAKBROOK PARKWAY SUITE 300 NORCROSS, GA 30093 | AFLAC | $20 | — | $20 | 0.19% |
| THELMA CARTER3 | 2471 MASON VILLAGE COURT COLUMBUS, OH 43232 | AFLAC | $14 | — | $14 | 0.13% |
| HARE AND ASSOCIATES LLC3 | 6324 TARTON FIELDS LANE MASON, OH 45040 | AFLAC | $10 | — | $10 | 0.09% |
| JOHN D SUSIE3 | 8682 HAWICK COURT NORTH DUBLIN, OH 43017 | AFLAC | $9 | — | $9 | 0.08% |
| MARKUS MUELLER3 | 633 NORTHEAST MUSKRAT RUN PORT ST LUCIE, FL 34983 | AFLAC | $8 | — | $8 | 0.07% |
| JOSHUA K HOPPE3 | 580 WHITE PLAINS ROAD SUITE 115 TARRYTOWN, NY 10591 | AFLAC | $6 | — | $6 | 0.06% |
| RONALD JAMES STEIN3 | 14966 ROBINS ROAD JOHNSTOWN, OH 43031 | AFLAC | $3 | — | $3 | 0.03% |
| JOHN C RASCHELLA3 | 20301 GRD OAK SH BOULEVARD ESTERO, FL 33928 | AFLAC | $3 | — | $3 | 0.03% |
| DARREN L BRUNO3 | 7542 STONE LAKE DRIVE DUBLIN, OH 43016 | AFLAC | $3 | — | $3 | 0.03% |
| DARREN L BRUNO3 | 1224 WESTWOOD DRIVE LEWIS CENTER, OH 43035 | AFLAC | $1 | — | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 252 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 252 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | COMPANION LIFE INSURANCE COMPANY | 102 | $34K |
| Vision | VISION SERVICE PLAN | 107 | $14K |
| Life insurance(2 contracts, 2 carriers) | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 123 | $42K |
| Short-term disability(3 contracts, 3 carriers) | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 123 | $53K |
| Long-term disability | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 123 | $28K |
| Stop-loss / reinsurancereinsurance | BARDON INSURANCE GROUP, INC. | 67 | $221K |
| Other(3 contracts, 3 carriers) | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 123 | $53K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 123 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.