| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RANKIN & RANKIN3 Filed as: RANKIN AND RANKIN INC | PO BOX 2547 ZANESVILLE, OH 43702 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | — | $7K | 9.36% |
| RANKIN & RANKIN3 Filed as: RANKIN AND RANKIN INS SVCS | 806 MARKET STREET ZANESVILLE, OH 43701 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 17.71% |
| THE WORKSITE GROUP LLC3 | 1900 POLARIS PARKWAY SUITE 450 COLUMBUS, OH 43240 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $939 | — | $939 | 13.60% |
| RONALD UNDERWOOD3 | 4950 PEBBLEHURST DRIVE STOW, OH 44224 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $160 | — | $160 | 2.32% |
| CGI VOLUNTARY BENEFITS, INC.3 Filed as: CGI VOLUNTARY BENEFITS INC | 3500 WOODRIDGE ROAD CLEVELAND HEIGHTS, OH 44121 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $16 | — | $16 | 0.23% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 185 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 185 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 185 | $72K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 185 | $72K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 185 | $72K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 185 | $72K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 185 | $72K |
| Stop-loss / reinsurancereinsurance | AMERICAN NATIONAL/BARDON | 76 | $206K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 185 | $79K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 185 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.