| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RANKIN & RANKIN3 Filed as: RANKIN AND RANKIN INC | PO BOX 2547 ZANESVILLE, OH 43702 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | — | $4K | 4.52% |
| GIS BENEFITS INC3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $1K | $3K | 3.39% |
| THE WORKSITE GROUP LLC3 Filed as: THE WORKSITE GROUP | 1900 POLARIS PARKWAY SUITE 450 COLUMBUS, OH 43240 | METROPOLITAN LIFE INSURANCE COMPANY | $513 | — | $513 | 4.40% |
| RANKIN & RANKIN3 Filed as: RANKIN AND RANKIN INC | PO BOX 2547 ZANESVILLE, OH 43702 | METROPOLITAN LIFE INSURANCE COMPANY | $513 | — | $513 | 4.40% |
| GIS BENEFITS INC3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $289 | $79 | $368 | 3.16% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 | PO BOX 9201 AUSTIN, TX 78766 | METROPOLITAN LIFE INSURANCE COMPANY | — | $289 | $289 | 2.48% |
| THE WORKSITE GROUP LLC3 Filed as: THE WORKSITE GROUP | 1900 POLARIS PARKWAY SUITE 450 COLUMBUS, OH 43240 | METROPOLITAN LIFE INSURANCE COMPANY | $577 | — | $577 | 5.49% |
| RANKIN & RANKIN3 Filed as: RANKIN AND RANKIN INC | PO BOX 2547 ZANESVILLE, OH 43702 | METROPOLITAN LIFE INSURANCE COMPANY | $577 | — | $577 | 5.49% |
| GIS BENEFITS INC3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $309 | $84 | $393 | 3.74% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 | PO BOX 9201 AUSTIN, TN 78766 | METROPOLITAN LIFE INSURANCE COMPANY | — | $309 | $309 | 2.94% |
| THE WORKSITE GROUP LLC3 Filed as: THE WORKSITE GROUP | 1900 POLARIS PARKWAY SUITE 450 COLUMBUS, OH 43240 | METROPOLITAN LIFE INSURANCE COMPANY | $517 | — | $517 | 5.20% |
| RANKIN & RANKIN3 Filed as: RANKIN AND RANKIN INC | PO BOX 2547 ZANESVILLE, OH 43702 | METROPOLITAN LIFE INSURANCE COMPANY | $517 | — | $517 | 5.20% |
| GIS BENEFITS INC3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $299 | $82 | $381 | 3.83% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 | PO BOX 9201 AUSTIN, TX 78766 | METROPOLITAN LIFE INSURANCE COMPANY | — | $299 | $299 | 3.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 131 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 131 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 295 | $145K |
| Vision(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 295 | $145K |
| Life insurance(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 295 | $145K |
| Short-term disability(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 295 | $145K |
| Long-term disability(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 295 | $145K |
| Stop-loss / reinsurancereinsurance | THTHE NORTH RIVER/CRUM & FORSTER | 75 | $331K |
| Other(5 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 295 | $177K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 295 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.