See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 6 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 9 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| DELTA FUND ADMINISTRATORS NONE | Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 13 | PO BOX 2300 STOCKTON, CA 95201 | $73K |
| SELLWOOD CONSULTING, LLC NONE | Direct payment from the plan; Investment advisory (plan) Service code 27 | 6650 SW REDWOOD LANE, SUITE 370 PORTLAND, OR 97224 | $53K |
| BREDHOFF & KAISER, PLLC EIN 52-0969534 NONE | Legal; Direct payment from the plan Service code 29 | 805 15TH ST NW, 10TH FL WASHINGTON, DC 20005 | $52K |
| CALIBRE CPA GROUP PLLC EIN 47-0900880 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $24K |
| AMALGAMATED BANK NONE | Investment management fees paid directly by plan; Investment management fees paid indirectly by plan; Custodial (securities) Service code 19 | 275 7TH AVENUE NEW YORK, NY 10001 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 17,583 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 17,583 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | METROPOLITAN LIFE INSURANCE COMPANY | 10,066 | $612K |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 19,202 | $11.2M |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 19,202 | $8.0M |
| Life insurance | STANDARD INSURANCE COMPANY | 0 | $1.1M |
| Other(2 contracts, 2 carriers) | METLIFE LEGAL PLANS | 2,041 | $458K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 19,202 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.