| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JOHN M FICKEWIRTH AND ASSOCIATION I3 | 2575 VISTA DEL MAR DRIVE SUITE 201 VENTURA, CA 930013920 | METROPOLITAN LIFE INSURANCE COMPANY | $144K | $300K | $445K | 10.34% |
| MERCURY MAILING SYSTEMS, INC3 | 2727 EXPOSITION BLVD. LOS ANGELES, CA 900184119 | METROPOLITAN LIFE INSURANCE COMPANY | — | $24K | $24K | 0.57% |
| EG+ NY WORLDWIDE3 | 200 HUDSON STREET, 3RD FLOOR JERSEY CITY, NJ 07302 | METROPOLITAN LIFE INSURANCE COMPANY | — | $12K | $12K | 0.28% |
| JOHN M FICKEWIRTH AND ASSOCIATION I3 | 2575 VISTA DEL MAR DRIVE SUITE 201 VENTURA, CA 93001 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $160K | $230K | $390K | 12.27% |
| MERCURY MAILING SYSTEMS, INC3 | 2727 EXPOSITION BLVD. LOS ANGELES, CA 900184119 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | — | $18K | $18K | 0.57% |
| EG+ NY WORLDWIDE3 | 200 HUDSON STREET, 3RD FLOOR JERSEY CITY, NJ 07302 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | — | $9K | $9K | 0.28% |
| JOHN M FICKEWIRTH AND ASSOCIATION I3 | 2575 VISTA DEL MAR DRIVE SUITE 201 VENTURA, CA 93001 | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | $54K | $19K | $73K | 8.85% |
| JOHN M FICKEWIRTH AND ASSOCIATION I3 Filed as: JOHN M. FICKEWIRTH & ASSOCIATES INS | 2575 VISTA DEL MAR DRIVE SUITE 201 VENTURA, CA 93001 | METROPOLITAN LIFE INSURANCE COMPANY | $22K | $13K | $35K | 10.24% |
| MERCURY MAILING SYSTEMS, INC3 | 2727 EXPOSITION BLVD. LOS ANGELES, CA 900184119 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2K | $2K | 0.57% |
| EG+ NY WORLDWIDE3 | 200 HUDSON STREET, 3RD FLOOR JERSEY CITY, NJ 07302 | METROPOLITAN LIFE INSURANCE COMPANY | — | $953 | $953 | 0.28% |
| JOHN M FICKEWIRTH AND ASSOCIATION I3 Filed as: JOHN M. FICKEWIRTH & ASSOCIATES INS | 2575 VISTA DEL MAR DRIVE SUITE 201 VENTURA, CA 93001 | METLIFE LEGAL PLANS | $23K | $11K | $34K | 13.19% |
| MERCURY MAILING SYSTEMS, INC3 | 2727 EXPOSITION BLVD. LOS ANGELES, CA 900184119 | METLIFE LEGAL PLANS | — | $2K | $2K | 0.59% |
| EG+ NY WORLDWIDE3 | 200 HUDSON STREET, 3RD FLOOR JERSEY CITY, NJ 07302 | METLIFE LEGAL PLANS | — | $688 | $688 | 0.27% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| DELTA FUND ADMINISTRATORS NONE | Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 13 | PO BOX 2300 STOCKTON, CA 95201 | $65K |
| BREDHOFF & KAISER, PLLC EIN 52-0969534 NONE | Legal; Direct payment from the plan Service code 29 | 805 15TH ST NW, 10TH FL WASHINGTON, DC 20005 | $59K |
| SELLWOOD CONSULTING, LLC NONE | Investment advisory (plan); Direct payment from the plan Service code 27 | 6650 SW REDWOOD LANE, SUITE 370 PORTLAND, OR 97224 | $33K |
| CALIBRE CPA GROUP PLLC EIN 47-0900880 NONE | Accounting (including auditing) Service code 10 | 7501 WISCONSIN AVENUE BETHESDA, MD 20814 | $20K |
| AMALGAMATED BANK NONE | Investment management fees paid indirectly by plan; Custodial (securities); Investment management fees paid directly by plan Service code 19 | 275 7TH AVENUE NEW YORK, NY 10001 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 16,711 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 16,711 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | METROPOLITAN LIFE INSURANCE COMPANY | 3,160 | $340K |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 17,718 | $7.5M |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 17,718 | $4.3M |
| Life insurance | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 0 | $827K |
| Other | METLIFE LEGAL PLANS | 1,235 | $258K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 17,718 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.