| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JOHN M FICKEWIRTH AND ASSOCIATION I3 | 2575 VISTA DEL MAR DRIVE SUITE 201 VENTURA, CA 930013920 | METROPOLITAN LIFE INSURANCE COMPANY | $130K | $190K | $320K | 8.05% |
| MERCURY MAILING SYSTEMS, INC3 | 2727 EXPOSITION BLVD. LOS ANGELES, CA 900184119 | METROPOLITAN LIFE INSURANCE COMPANY | — | $94K | $94K | 2.36% |
| EG+ NY WORLDWIDE3 | 200 HUDSON STREET, 3RD FLOOR JERSEY CITY, NJ 07302 | METROPOLITAN LIFE INSURANCE COMPANY | — | $40K | $40K | 1.01% |
| THE HARMAN PRESS3 | 6840 VINELAND AVE NORTH HOLLYWOOD, CA 91605 | METROPOLITAN LIFE INSURANCE COMPANY | — | $3K | $3K | 0.09% |
| RELIABLE TRANSLATIONS3 | 121 W. LEXINGTON DR. SUITE 106D GLENDALE, CA 91203 | METROPOLITAN LIFE INSURANCE COMPANY | — | $973 | $973 | 0.02% |
| JOHN M FICKEWIRTH AND ASSOCIATION I3 | 2575 VISTA DEL MAR DRIVE SUITE 201 VENTURA, CA 93001 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $161K | $168K | $329K | 9.82% |
| MERCURY MAILING SYSTEMS, INC3 | 2727 EXPOSITION BLVD. LOS ANGELES, CA 900184119 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | — | $77K | $77K | 2.31% |
| EG+ NY WORLDWIDE3 | 200 HUDSON STREET, 3RD FLOOR JERSEY CITY, NJ 07302 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | — | $33K | $33K | 0.99% |
| THE HARMAN PRESS3 | 6840 VINELAND AVE NORTH HOLLYWOOD, CA 91605 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | — | $3K | $3K | 0.09% |
| RELIABLE TRANSLATIONS3 | 121 W. LEXINGTON DR. SUITE 106D GLENDALE, CA 91203 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | — | $803 | $803 | 0.02% |
| JOHN M FICKEWIRTH AND ASSOCIATION I3 | 2575 VISTA DEL MAR DRIVE SUITE 201 VENTURA, CA 93001 | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | $44K | $19K | $63K | 10.56% |
| JOHN M FICKEWIRTH AND ASSOCIATION I3 | 2575 VISTA DEL MAR DRIVE SUITE 201 VENTURA, CA 93001 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $41K | — | $41K | 10.00% |
| JOHN M FICKEWIRTH AND ASSOCIATION I3 Filed as: JOHN M. FICKEWIRTH & ASSOCIATES INS | 2575 VISTA DEL MAR DRIVE SUITE 201 VENTURA, CA 93001 | METROPOLITAN LIFE INSURANCE COMPANY | $15K | $9K | $24K | 8.57% |
| MERCURY MAILING SYSTEMS, INC3 | 2727 EXPOSITION BLVD. LOS ANGELES, CA 900184119 | METROPOLITAN LIFE INSURANCE COMPANY | — | $6K | $6K | 2.25% |
| EG+ NY WORLDWIDE3 | 200 HUDSON STREET, 3RD FLOOR JERSEY CITY, NJ 07302 | METROPOLITAN LIFE INSURANCE COMPANY | — | $3K | $3K | 0.96% |
| THE HARMAN PRESS3 | 6840 VINELAND AVE NORTH HOLLYWOOD, CA 91605 | METROPOLITAN LIFE INSURANCE COMPANY | — | $229 | $229 | 0.08% |
| RELIABLE TRANSLATIONS3 | 121 W. LEXINGTON DR. SUITE 106D GLENDALE, CA 91203 | METROPOLITAN LIFE INSURANCE COMPANY | — | $64 | $64 | 0.02% |
| FICKEWIRTH BENEFITS ADVISORS3 Filed as: FICKEWIRTH BENEFIT ADVISORS | 2575 VISTA DEL MAR DRIVE SUITE 201 VENTURA, CA 93001 | METLIFE LEGAL PLANS | $18K | $2K | $20K | 11.96% |
| MERCURY MAILING SYSTEMS, INC3 | 2727 EXPOSITION BLVD. LOS ANGELES, CA 900184119 | METLIFE LEGAL PLANS | — | $5K | $5K | 2.76% |
| EG+ NY WORLDWIDE3 | 200 HUDSON STREET, 3RD FLOOR JERSEY CITY, NJ 07302 | METLIFE LEGAL PLANS | — | $2K | $2K | 1.22% |
| JOHN M FICKEWIRTH AND ASSOCIATION I3 | 2575 VISTA DEL MAR DRIVE SUITE 201 VENTURA, CA 93001 | METLIFE LEGAL PLANS | — | $1K | $1K | 0.78% |
| THE HARMAN PRESS3 | 6840 VINELAND AVE NORTH HOLLYWOOD, CA 91605 | METLIFE LEGAL PLANS | — | $496 | $496 | 0.30% |
| RELIABLE TRANSLATIONS3 | 121 W. LEXINGTON DR. SUITE 106D GLENDALE, CA 91203 | METLIFE LEGAL PLANS | — | $49 | $49 | 0.03% |
| JOHN M FICKEWIRTH AND ASSOCIATION I3 | 2575 VISTA DEL MAR DRIVE SUITE 201 VENTURA, CA 93001 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $11K | — | $11K | 8.98% |
| JOHN M FICKEWIRTH AND ASSOCIATION I3 | 2575 VISTA DEL MAR DRIVE SUITE 201 VENTURA, CA 93001 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 10.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| DELTA FUND ADMINISTRATORS NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator Service code 13 | PO BOX 2300 STOCKTON, CA 95201 | $65K |
| SELLWOOD CONSULTING, LLC NONE | Investment advisory (plan); Direct payment from the plan Service code 27 | 6650 SW REDWOOD LANE, SUITE 370 PORTLAND, OR 97224 | $32K |
| BREDHOFF & KAISER, PLLC EIN 52-0969534 NONE | Legal; Direct payment from the plan Service code 29 | 805 15TH ST NW, 10TH FL WASHINGTON, DC 20005 | $26K |
| CALIBRE CPA GROUP PLLC EIN 47-0900880 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | 7501 WISCONSIN AVENUE BETHESDA, MD 20814 | $20K |
| SCHWARTZ, STEINSAPIR, DOHRMAN & SOM EIN 95-2077781 NONE | Legal; Direct payment from the plan Service code 29 | 6300 WILSHIRE BLVD, STE 2000 LOS ANGELES, CA 90048 | $17K |
| AMALGAMATED BANK NONE | Investment management fees paid directly by plan; Custodial (securities) Service code 19 | 275 7TH AVENUE NEW YORK, NY 10001 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 17,531 | Currently employed and enrolled or eligible. |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 17,531 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | METROPOLITAN LIFE INSURANCE COMPANY | 3,160 | $275K |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 18,004 | $7.3M |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 18,004 | $4.0M |
| Life insurance | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 0 | $593K |
| Other(4 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 7,196 | $707K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 18,004 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.