| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JOHN M FICKEWIRTH AND ASSOCIATION I3 | 60 CALIFORNIA ST, 4TH FLOOR VENTURA, CA 93001 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $195K | $261K | $456K | 9.78% |
| MAILING PROS INC | 5261 BUSINESS DR HUNTINGTON BEACH, CA 92649 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | — | $217K | $217K | 4.65% |
| THE HARMAN PRESS | 6840 VINELAND AVE NORTH HOLLYWOOD, CA 91605 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | — | $128K | $128K | 2.76% |
| JOHN M FICKEWIRTH AND ASSOCIATION I3 | 60 S CALIFORNIA ST, FL 4 VENTURA, CA 930012802 | METROPOLITAN LIFE INSURANCE COMPANY | $24K | $32K | $56K | 9.78% |
| MAILING PROS INC | 5261 BUSINESS DR HUNTINGTON BEACH, CA 92649 | METROPOLITAN LIFE INSURANCE COMPANY | — | $27K | $27K | 4.65% |
| THE HARMAN PRESS | 6840 VINELAND AVE NORTH HOLLYWOOD, CA 91605 | METROPOLITAN LIFE INSURANCE COMPANY | — | $16K | $16K | 2.76% |
| JOHN M FICKEWIRTH AND ASSOCIATION I3 | 60 CALIFORNIA ST, 4TH FLOOR VENTURA, CA 93001 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $42K | — | $42K | 10.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SCHWARTZ, STEINSAPIR, DOHRMAN & SOM EIN 95-2077781 NONE | Copying and duplicating; Legal Service code 29 | — | $107K |
| DELTA FUND ADMINISTRATORS | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator Service code 13 | PO BOX 2300 STOCKTON, CA 95201 | $52K |
| SELLWOOD CONSULTING, LLC NONE | Consulting (general); Investment advisory (plan); Direct payment from the plan Service code 16 | 6650 SW REDWOOD LANE, SUITE 370 PORTLAND, OR 97224 | $30K |
| CALIBRE CPA GROUP PLLC EIN 47-0900880 NONE | Accounting (including auditing) Service code 10 | — | $25K |
| USI INSURANCE SERVICES LLC NONE | Insurance services Service code 23 | PO BOX 62683 VIRGINIA BEACH, VA 23466 | $19K |
| PACIFIC SOUTHWEST ADMINISTRATORS EIN 46-4942970 NONE | Claims processing; Contract Administrator Service code 12 | 4399 SANTA ANITA AVE., SUITE 200 EL MONTE, CA 91731 | $15K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 17,938 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 17,938 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | 24,629 | $4.7M |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 12,205 | $570K |
| Other | RELIANCE STANDARD LIFE INSURANCE COMPANY | 5,330 | $417K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 24,629 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.