| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JOHN M FICKEWIRTH AND ASSOCIATION I3 | 2575 VISTA DEL MAR DRIVE SUITE 201 VENTURA, CA 93001 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $236K | $368K | $604K | 14.46% |
| MERCURY MAILING SYSTEMS, INC3 | 2727 EXPOSITION BLVD. LOS ANGELES, CA 900184119 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $0 | $198K | $198K | 4.74% |
| MAILING PROS INC3 | 5261 BUSINESS DR HUNTINGTON BEACH, CA 92649 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $0 | $40K | $40K | 0.96% |
| VOX NETWORK SOLUTIONS, INC.3 | 8000 MARINA BLVD. SUITE 130 BRISBANE, CA 94005 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $0 | $28K | $28K | 0.67% |
| THE HARMAN PRESS3 | 6840 VINELAND AVE NORTH HOLLYWOOD, CA 91605 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $0 | $12K | $12K | 0.30% |
| HH ASSOCIATES US INC.3 | 501 US-22 BRIDGEWATER, NJ 08807 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $0 | $554 | $554 | 0.01% |
| JOHN M FICKEWIRTH AND ASSOCIATION I3 | 2575 VISTA DEL MAR DRIVE SUITE 201 VENTURA, CA 930013920 | METROPOLITAN LIFE INSURANCE COMPANY | $147K | $238K | $385K | 11.26% |
| MERCURY MAILING SYSTEMS, INC3 | 2727 EXPOSITION BLVD. LOS ANGELES, CA 900184119 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $171K | $171K | 4.99% |
| MAILING PROS INC3 | 5261 BUSINESS DR HUNTINGTON BEACH, CA 92649 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $33K | $33K | 0.95% |
| VOX NETWORK SOLUTIONS, INC.3 | 8000 MARINA BLVD. SUITE 130 BRISBANE, CA 94005 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $22K | $22K | 0.65% |
| THE HARMAN PRESS3 | 6840 VINELAND AVE NORTH HOLLYWOOD, CA 91605 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $10K | $10K | 0.29% |
| HH ASSOCIATES US INC.3 | 501 US-22 BRIDGEWATER, NJ 08807 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $444 | $444 | 0.01% |
| JOHN M FICKEWIRTH AND ASSOCIATION I3 Filed as: JOHN M. FICKEWIRTH & ASSOCIATES INS | 2575 VISTA DEL MAR DRIVE SUITE 201 VENTURA, CA 93001 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $65K | — | $65K | 10.00% |
| JOHN M FICKEWIRTH AND ASSOCIATION I3 | 2575 VISTA DEL MAR DRIVE SUITE 201 VENTURA, CA 93001 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $9K | — | $9K | 10.00% |
| FICKEWIRTH BENEFITS ADVISORS3 Filed as: FICKEWIRTH BENEFIT ADVISORS | 2575 VISTA DEL MAR DRIVE SUITE 201 VENTURA, CA 93001 | HYATT LEGAL PLANS | $9K | $861 | $10K | 13.39% |
| JOHN M FICKEWIRTH AND ASSOCIATION I3 | 2575 VISTA DEL MAR DRIVE SUITE 201 VENTURA, CA 93001 | HYATT LEGAL PLANS | $0 | $5K | $5K | 7.38% |
| MERCURY MAILING SYSTEMS, INC3 | 2727 EXPOSITION BLVD. LOS ANGELES, CA 900184119 | HYATT LEGAL PLANS | $0 | $4K | $4K | 6.13% |
| EG+ NY WORLDWIDE3 | 200 HUDSON STREET, 3RD FLOOR JERSEY CITY, NJ 07302 | HYATT LEGAL PLANS | $0 | $206 | $206 | 0.28% |
| THE HARMAN PRESS3 | 6840 VINELAND AVE NORTH HOLLYWOOD, CA 91605 | HYATT LEGAL PLANS | $0 | $201 | $201 | 0.27% |
| MAILING PROS INC3 Filed as: MAILING PROS INC. | 5261 BUSINESS DR HUNTINGTON BEACH, CA 92649 | HYATT LEGAL PLANS | $0 | $18 | $18 | 0.02% |
| RELIABLE TRANSLATIONS3 | 121 W. LEXINGTON DR. SUITE 106D GLENDALE, CA 91203 | HYATT LEGAL PLANS | $0 | $8 | $8 | 0.01% |
| JOHN M FICKEWIRTH AND ASSOCIATION I3 | 2575 VISTA DEL MAR DRIVE SUITE 201 VENTURA, CA 93001 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $0 | $2K | 10.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SCHWARTZ, STEINSAPIR, DOHRMAN & SOM EIN 95-2077781 NONE | Legal; Direct payment from the plan Service code 29 | — | $77K |
| DELTA FUND ADMINISTRATORS NONE | Contract Administrator; Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 13 | PO BOX 2300 STOCKTON, CA 95201 | $65K |
| SELLWOOD CONSULTING, LLC NONE | Direct payment from the plan; Investment advisory (plan) Service code 27 | 6650 SW REDWOOD LANE, SUITE 370 PORTLAND, OR 97224 | $31K |
| CALIBRE CPA GROUP PLLC EIN 47-0900880 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $20K |
| AMALGAMATED BANK NONE | Investment management fees paid directly by plan; Custodial (securities) Service code 19 | 275 7TH AVENUE NEW YORK, NY 10001 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 17,232 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 17,232 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | 18,892 | $7.6M |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 16,809 | $3.4M |
| Other(4 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 6,227 | $833K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 18,892 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.