| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JOHN M FICKEWIRTH AND ASSOCIATION I3 | 60 CALIFORNIA ST, 4TH FLOOR VENTURA, CA 93001 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $216K | $384K | $599K | 12.49% |
| MAILING PROS INC3 | 5261 BUSINESS DR HUNTINGTON BEACH, CA 92649 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $0 | $30K | $30K | 0.62% |
| THE HARMAN PRESS3 | 6840 VINELAND AVE NORTH HOLLYWOOD, CA 91605 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $0 | $19K | $19K | 0.40% |
| JOHN M FICKEWIRTH AND ASSOCIATION I3 | 60 S CALIFORNIA ST, FL 4 VENTURA, CA 930012802 | METROPOLITAN LIFE INSURANCE COMPANY | $89K | $161K | $250K | 8.23% |
| MAILING PROS INC3 | 5261 BUSINESS DR HUNTINGTON BEACH, CA 92649 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $19K | $19K | 0.62% |
| THE HARMAN PRESS3 | 6840 VINELAND AVE NORTH HOLLYWOOD, CA 91605 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $2K | $2K | 0.07% |
| JOHN M FICKEWIRTH AND ASSOCIATION I3 Filed as: JOHN M. FICKEWIRTH & ASSOCIATES INS | 2575 VISTA DEL MAR DRIVE SUITE 201 VENTURA, CA 93001 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $66K | $0 | $66K | 10.00% |
| JOHN M FICKEWIRTH AND ASSOCIATION I3 | 2575 VISTA DEL MAR DRIVE SUITE 201 VENTURA, CA 93001 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $24 | $0 | $24 | 10.13% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SCHWARTZ, STEINSAPIR, DOHRMAN & SOM EIN 95-2077781 NONE | Legal; Direct payment from the plan Service code 29 | — | $86K |
| DELTA FUND ADMINISTRATORS NONE | Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 13 | PO BOX 2300 STOCKTON, CA 95201 | $57K |
| SELLWOOD CONSULTING, LLC NONE | Investment advisory (plan); Direct payment from the plan Service code 27 | 6650 SW REDWOOD LANE, SUITE 370 PORTLAND, OR 97224 | $31K |
| CALIBRE CPA GROUP PLLC EIN 47-0900880 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $20K |
| AMALGAMATED BANK NONE | Investment management fees paid directly by plan; Custodial (securities) Service code 19 | 275 7TH AVENUE NEW YORK, NY 10001 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 17,221 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 17,221 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | 23,060 | $7.8M |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 18,996 | $3.0M |
| Other(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 5,539 | $660K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 23,060 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.