| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WEST COAST MAILERS0 | 5630 BORWICK AVE SOUTH GATE, CA 90280 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $0 | $99K | $99K | 7.89% |
| THE HARMAN PRESS0 | 6840 VINELAND AVE NORTH HOLLYWOOD, CA 91605 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $0 | $91K | $91K | 7.25% |
| FICKEWIRTH BENEFITS ADVISORS3 | 60 S CALIFORNIA ST, FL 4 VENTURA, CA 93001 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $25K | $61K | $86K | 6.86% |
| BUSINESSOLVER.COM, INC.0 Filed as: BUSINESSOLVER | PO BOX 310411 DES MOINES, IA 50331 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $0 | $25K | $25K | 1.99% |
| FICKEWIRTH & ASSOCIATES | 60 S CALIFORNIA ST, FL 4 VENTURA, CA 930012802 | VISION SERVICE PLAN | $5K | — | $5K | 8.13% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| PACIFIC SOUTHWEST ADMINISTRATORS EIN 46-4942970 NONE | Claims processing; Contract Administrator Service code 12 | 4399 SANTA ANITA AVE., SUITE 200 EL MONTE, CA 91731 | $180K |
| SCHWARTZ, STEINSAPIR, DOHRMAN & SOM EIN 95-2077781 NONE | Legal; Copying and duplicating Service code 29 | — | $56K |
| SELLWOOD CONSULTING, LLC NONE | Investment advisory (plan); Consulting (general) Service code 16 | 6650 SW REDWOOD LANE, SUITE 370 PORTLAND, OR 97224 | $25K |
| CALIBRE CPA GROUP PLLC EIN 47-0900880 NONE | Accounting (including auditing) Service code 10 | — | $24K |
| SEGAL COMPANY EIN 94-1503999 NONE | Consulting (general) Service code 16 | — | $13K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 16,331 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 16,331 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | 12,793 | $1.3M |
| Vision | VISION SERVICE PLAN | 0 | $57K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 12,793 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.