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| Provider | Service type | Compensation |
|---|---|---|
MORNINGSTAR1 year Filed as: MORNINGSTAR INC Service code 28 · EIN 36-3297908 | Investment Management | $56,742 |
CHARLES SCHWAB & CO., INC.2 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $52,812 |
Filed as: RESOURCES INVESTMENT ADVISORS Service code 28 · EIN 43-1451524 | Investment Management | $37,478 |
Filed as: FINANCIAL SERVICES ADVISORY IN Service code 26 · EIN 52-1237957 | Advisory (Participants) | $35,655 |
PRIVATE MANAGEMENT GROUP INC7+ years Service code 26 · EIN 33-0151740 | Advisory (Participants) | $21,818 |
HIGHTOWER ADVISORS LLC4 years Service code 26 · EIN 36-4500709 | Advisory (Participants) | $17,364 |
Filed as: BUKATY COMPANIES Service code 26 · EIN 43-1451524 | Advisory (Participants) | $12,177 |
Filed as: NPB FINANCIAL GROUP LLC Service code 26 · EIN 72-1606466 | Advisory (Participants) | $7,712 |
MARK DANIEL ELLIOTT1 year Service code 26 · EIN 01-6728568 | Advisory (Participants) | $6,048 |
CHARLES SCHWAB & CO., INC.7+ years Filed as: CHARLES SCHWAB & CO. INC. Service code 33 · EIN 94-1737782 | Securities brokerage commissions and ... | $1,600 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $571,858 | $61,166+834.9% | $185,837+207.7% | $79,393+620.3% |
| Participation rate | 95.2% | 66.6%+28.5pp | 81.7%+13.5pp | 70.7%+24.5pp |
| Annual return | 12.68% | 19.45%-6.8pp | 122.08%-109.4pp | 116.87%-104.2pp |
| Employer contribution / active EE | $31,117 | $2,321+1240.7% | $5,168+502.1% | $2,428+1181.7% |
| Participant deferral / active EE | $18,940 | $2,789+579.2% | $5,568+240.1% | $4,046+368.2% |
| Admin fee / account holder | $1,449 | $710+104.1% | $16,241-91.1% | $627+131.3% |