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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.3+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $88,330 |
Service code 26 · EIN 52-1237957 | Advisory (Participants) | $27,547 |
NIEMANN CAPITAL MANAGEMENT INC3+ years Service code 26 · EIN 77-0384574 | Advisory (Participants) | $9,669 |
PRIVATE MANAGEMENT GROUP INC3+ years Service code 26 · EIN 33-0151740 | Advisory (Participants) | $7,252 |
Filed as: ELLS CPAS AND BUSINESS ADVISOR Service code 10 · EIN 97-2771605 | Accounting | $6,835 |
CHARLES SCHWAB & CO., INC.3+ years Filed as: CHARLES SCHWAB & CO. INC. Service code 33 · EIN 94-1737782 | Direct payment from the plan; Securit... | $4,537 |
CHARLES SCHWAB & CO., INC.3+ years Filed as: CHARLES SCHWAB & CO AND AFFILIATES Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $378,145 | $55,453+581.9% | $170,435+121.9% | $62,293+507.0% |
| Participation rate | 83.3% | 66.4%+17.0pp | 83.6%-0.3pp | 69.5%+13.8pp |
| Annual return | 37.27% | 21.38%+15.9pp | 205.94%-168.7pp | 28.90%+8.4pp |
| Employer contribution / active EE | $24,789 | $2,164+1045.7% | $5,432+356.3% | $2,042+1113.8% |
| Participant deferral / active EE | $8,747 | $2,303+279.9% | $4,939+77.1% | $3,169+176.0% |
| Admin fee / account holder | $1,025 | $455+125.4% | $13,881-92.6% | $479+113.9% |