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| Provider | Service type | Compensation |
|---|---|---|
MORNINGSTAR3 years Filed as: MORNINGSTAR INC Service code 28 · EIN 36-3297908 | Investment Management | $58,324 |
CHARLES SCHWAB & CO., INC.4 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $50,148 |
FIRST NATIONAL BANK OF OMAHA2 years Filed as: FIRST NATIONAL BANK Service code 28 · EIN 47-0259043 | Investment Management | $38,883 |
Filed as: FINANCIAL SERVICES ADVISORY IN Service code 26 · EIN 52-1237957 | Advisory (Participants) | $37,317 |
Filed as: ONEDIGITAL INVESTMENT ADVISORS Service code 26 · EIN 43-1451524 | Advisory (Participants) | $31,999 |
PRIVATE MANAGEMENT GROUP INC9+ years Service code 26 · EIN 33-0151740 | Advisory (Participants) | $24,671 |
HIGHTOWER ADVISORS LLC6 years Service code 26 · EIN 36-4500709 | Advisory (Participants) | $20,053 |
CHARLES SCHWAB & CO., INC.9+ years Filed as: CHARLES SCHWAB & CO. INC. Service code 33 · EIN 94-1737782 | Float revenue; Direct payment from th... | $2,545 |
Filed as: CHARLES SCHWAB & CO.INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $622,556 | $61,356+914.7% | $149,696+315.9% | $71,511+770.6% |
| Participation rate | 98.6% | 62.5%+36.1pp | 78.8%+19.9pp | 67.9%+30.7pp |
| Annual return | 19.13% | 35.86%-16.7pp | 134.46%-115.3pp | 28.86%-9.7pp |
| Employer contribution / active EE | $36,733 | $2,382+1442.3% | $4,821+662.0% | $2,589+1318.7% |
| Participant deferral / active EE | $21,273 | $2,920+628.6% | $5,682+274.4% | $4,291+395.8% |
| Admin fee / account holder | $1,421 | $1,263+12.5% | $13,212-89.2% | $1,588-10.5% |