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| Provider | Service type | Compensation |
|---|---|---|
Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $115,585 |
Service code 26 · EIN 52-1237957 | Advisory (Participants) | $30,445 |
Filed as: RESOURCES INVESTMENT ADVISORS Service code 28 · EIN 43-1451524 | Investment Management | $17,606 |
PRIVATE MANAGEMENT GROUP INC6+ years Service code 26 · EIN 33-0151740 | Advisory (Participants) | $15,944 |
HIGHTOWER ADVISORS LLC3 years Service code 26 · EIN 36-4500709 | Advisory (Participants) | $14,102 |
CHARLES SCHWAB & CO., INC.6+ years Filed as: CHARLES SCHWAB & CO. INC. Service code 33 · EIN 94-1737782 | Securities brokerage commissions and ... | $999 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & CO INC AND AFFILIA Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $512,501 | $58,895+770.2% | $178,503+187.1% | $73,497+597.3% |
| Participation rate | 94.9% | 66.2%+28.7pp | 81.9%+13.0pp | 70.7%+24.2pp |
| Annual return | 15.61% | 24.86%-9.3pp | 151.12%-135.5pp | 28.51%-12.9pp |
| Employer contribution / active EE | $32,182 | $2,236+1339.3% | $5,011+542.2% | $2,270+1317.6% |
| Participant deferral / active EE | $11,413 | $2,567+344.6% | $5,202+119.4% | $3,740+205.2% |
| Admin fee / account holder | $1,221 | $400+204.8% | $13,987-91.3% | $513+137.9% |