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| Provider | Service type | Compensation |
|---|---|---|
MORNINGSTAR2 years Filed as: MORNINGSTAR INC Service code 28 · EIN 36-3297908 | Investment Management | $54,007 |
CHARLES SCHWAB & CO., INC.3 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $47,805 |
Filed as: FINANCIAL SERVICES ADVISORY IN Service code 26 · EIN 52-1237957 | Advisory (Participants) | $36,858 |
Filed as: FIRST NATIONAL BANK Service code 28 · EIN 47-0259043 | Investment Management | $36,005 |
PRIVATE MANAGEMENT GROUP INC8+ years Service code 26 · EIN 33-0151740 | Advisory (Participants) | $23,136 |
HIGHTOWER ADVISORS LLC5 years Service code 26 · EIN 36-4500709 | Advisory (Participants) | $19,022 |
Filed as: RESOURCES INVESTMENT ADVISORS Service code 26 · EIN 43-1451524 | Advisory (Participants) | $13,633 |
CHARLES SCHWAB & CO., INC.8+ years Filed as: CHARLES SCHWAB & CO. INC. Service code 33 · EIN 94-1737782 | Direct payment from the plan; Shareho... | $2,102 |
CHARLES SCHWAB & CO., INC.4 years Filed as: CHARLES SCHWAB & CO INC AND AFFILIA Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $503,593 | $65,092+673.7% | $143,799+250.2% | $66,938+652.3% |
| Participation rate | 98.0% | 65.2%+32.8pp | 80.3%+17.6pp | 69.8%+28.1pp |
| Annual return | -16.11% | -11.14%-5.0pp | -0.04%-16.1pp | 1.58%-17.7pp |
| Employer contribution / active EE | $33,719 | $2,362+1327.8% | $4,952+580.9% | $2,545+1224.8% |
| Participant deferral / active EE | $20,016 | $2,920+585.4% | $5,638+255.0% | $4,238+372.3% |
| Admin fee / account holder | $1,297 | $502+158.2% | $14,677-91.2% | $594+118.6% |