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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.5+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $110,626 |
Service code 26 · EIN 52-1237957 | Advisory (Participants) | $29,138 |
PRIVATE MANAGEMENT GROUP INC5+ years Service code 26 · EIN 33-0151740 | Advisory (Participants) | $16,674 |
HIGHTOWER ADVISORS LLC2 years Service code 26 · EIN 36-4500709 | Advisory (Participants) | $14,432 |
Filed as: RESOURCES INVESTMENT ADVISORS Service code 28 · EIN 43-1451524 | Investment Management | $13,030 |
CHARLES SCHWAB & CO., INC.5+ years Filed as: CHARLES SCHWAB & CO. INC. Service code 33 · EIN 94-1737782 | Securities brokerage commissions and ... | $3,059 |
Filed as: CHARLES SCHWAB & CO INC AND AFFILIA Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $431,449 | $52,961+714.6% | $172,752+149.8% | $65,185+561.9% |
| Participation rate | 98.4% | 66.2%+32.2pp | 82.6%+15.8pp | 70.2%+28.2pp |
| Annual return | 17.45% | 30.12%-12.7pp | 802.97%-785.5pp | 29.38%-11.9pp |
| Employer contribution / active EE | $31,878 | $2,190+1355.5% | $5,144+519.7% | $2,177+1364.5% |
| Participant deferral / active EE | $11,235 | $2,471+354.7% | $5,198+116.2% | $3,514+219.7% |
| Admin fee / account holder | $1,201 | $472+154.5% | $13,955-91.4% | $847+41.8% |