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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.4+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $98,367 |
Service code 26 · EIN 52-1237957 | Advisory (Participants) | $29,790 |
PRIVATE MANAGEMENT GROUP INC4+ years Service code 26 · EIN 33-0151740 | Advisory (Participants) | $16,823 |
HIGHTOWER ADVISORS LLC1 year Service code 26 · EIN 36-4500709 | Advisory (Participants) | $12,129 |
CHARLES SCHWAB & CO., INC.4+ years Filed as: CHARLES SCHWAB & CO. INC. Service code 33 · EIN 94-1737782 | Securities brokerage; Float revenue; ... | $4,766 |
CHARLES SCHWAB & CO., INC.4+ years Filed as: CHARLES SCHWAB & CO AND AFFILIATES Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $367,338 | $47,977+665.7% | $154,108+138.4% | $56,289+552.6% |
| Participation rate | 89.3% | 66.2%+23.2pp | 83.0%+6.3pp | 69.9%+19.5pp |
| Annual return | -3.68% | 3.54%-7.2pp | 735.21%-738.9pp | -9.96%+6.3pp |
| Employer contribution / active EE | $29,621 | $2,169+1265.9% | $5,298+459.2% | $2,111+1303.1% |
| Participant deferral / active EE | $10,516 | $2,392+339.7% | $5,081+107.0% | $3,350+213.9% |
| Admin fee / account holder | $1,083 | $438+147.1% | $13,411-91.9% | $521+107.8% |