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| Provider | Service type | Compensation |
|---|---|---|
FINANCIAL SERVICES ADVISORY INC1+ years Filed as: FINANCIAL SERVICES ADVIOSRY IN Service code 26 · EIN 52-1237957 | Advisory (Participants) | $46,278 |
CHARLES SCHWAB & CO., INC.1+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $45,736 |
NIEMANN CAPITAL MANAGEMENT INC1+ years Service code 26 · EIN 77-0384574 | Advisory (Participants) | $14,929 |
PRIVATE MANAGEMENT GROUP INC1+ years Service code 26 · EIN 33-0151740 | Advisory (Participants) | $10,670 |
CHARLES SCHWAB & CO., INC.1+ years Filed as: CHARLES SCHWAB & CO. INC. Service code 33 · EIN 94-1737782 | Float revenue; Securities brokerage c... | $4,841 |
CHARLES SCHWAB & CO., INC.1+ years Filed as: CHARLES SCHWAB BANK Service code 25 · EIN 42-1558009 | Directed Trustee | $2 |
CHARLES SCHWAB & CO., INC.1+ years Filed as: CHARLES SCHWAB & CO AND AFFILIATES Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,558 | $75,832+231.7% | $147,617+70.4% | $59,633+321.8% |
| Participation rate | 85.1% | 71.6%+13.5pp | 84.6%+0.4pp | 68.7%+16.4pp |
| Annual return | -2.29% | 0.37%-2.7pp | 61.98%-64.3pp | 2041.45%-2043.7pp |
| Employer contribution / active EE | $24,432 | $3,485+601.1% | $5,564+339.1% | $2,203+1009.2% |
| Participant deferral / active EE | $15,539 | $3,131+396.4% | $4,895+217.4% | $3,192+386.9% |
| Admin fee / account holder | $789 | $5,986-86.8% | $11,612-93.2% | $4,297-81.6% |