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| Provider | Service type | Compensation |
|---|---|---|
DOWLING & YAHNKE LLC6+ years Service code 26 · EIN 26-0266092 | Advisory (Participants) | $90,544 |
MERCER6+ years Filed as: MERCER GLOBAL ADVISORS INC Service code 26 · EIN 74-3257877 | Advisory (Participants) | $26,701 |
JACOBS & COMPANY1 year Filed as: JACOBS & COMPANY LLC Service code 26 · EIN 94-3056301 | Advisory (Participants) | $23,707 |
Service code 26 · EIN 82-3762916 | Advisory (Participants) | $18,329 |
WEATHERLY ASSET MANAGEMENT6+ years Service code 26 · EIN 33-0638187 | Advisory (Participants) | $13,663 |
Service code 26 · EIN 75-3099290 | Advisory (Participants) | $12,704 |
REILLY, PENNER & BENTON LLP4 years Filed as: REILLY FINANCIAL ADVISORS LLC Service code 26 · EIN 33-0775174 | Advisory (Participants) | $11,162 |
REBALANCE LLC2 years Service code 26 · EIN 45-2585894 | Advisory (Participants) | $8,276 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & CO.,INC Service code 33 · EIN 94-1737782 | Securities brokerage; Direct payment ... | $3,854 |
CHARLES SCHWAB & CO., INC.2 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $2,798 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $457,178 | $58,895+676.3% | $178,503+156.1% | $73,497+522.0% |
| Participation rate | 93.3% | 66.2%+27.0pp | 81.9%+11.3pp | 70.7%+22.6pp |
| Annual return | 13.17% | 24.86%-11.7pp | 151.12%-137.9pp | 28.51%-15.3pp |
| Employer contribution / active EE | $14,049 | $2,236+528.3% | $5,011+180.3% | $2,270+518.9% |
| Participant deferral / active EE | $5,508 | $2,567+114.6% | $5,202+5.9% | $3,740+47.3% |
| Admin fee / account holder | $781 | $400+95.1% | $13,987-94.4% | $513+52.3% |