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| Provider | Service type | Compensation |
|---|---|---|
DOWLING & YAHNKE LLC2+ years Service code 26 · EIN 26-0266092 | Advisory (Participants) | $36,955 |
MERCER2+ years Filed as: MERCER GLOBAL ADVISORS INC Service code 26 · EIN 74-3257877 | Advisory (Participants) | $16,072 |
MISSION WEALTH MANAGEMENT LP2+ years Filed as: MISSION WEALTH MANAGEMENT LLC Service code 26 · EIN 95-4783206 | Advisory (Participants) | $14,373 |
CHARLES SCHWAB & CO., INC.2+ years Filed as: CHARLES SCHWAB & CO INC Service code 33 · EIN 94-1737782 | Direct payment from the plan; Securit... | $7,138 |
REBALANCE LLC1 year Filed as: REBALANCE INC Service code 26 · EIN 45-2585894 | Advisory (Participants) | $5,361 |
WEATHERLY ASSET MANAGEMENT2+ years Service code 26 · EIN 33-0638187 | Advisory (Participants) | $5,146 |
CHARLES SCHWAB & CO., INC.2+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $4,340 |
CHARLES SCHWAB & CO., INC.2+ years Filed as: CHARLES SCHWAB & CO AND AFFILIATES Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $355,739 | $46,732+661.2% | $156,551+127.2% | $55,167+544.8% |
| Participation rate | 86.2% | 65.8%+20.4pp | 84.0%+2.2pp | 69.0%+17.2pp |
| Annual return | 9.08% | 17.72%-8.6pp | 32.23%-23.1pp | 169.23%-160.1pp |
| Employer contribution / active EE | $12,940 | $2,105+514.7% | $5,501+135.2% | $1,963+559.4% |
| Participant deferral / active EE | $5,102 | $2,204+131.5% | $4,871+4.7% | $3,054+67.0% |
| Admin fee / account holder | $372 | $418-11.0% | $13,028-97.1% | $504-26.1% |