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| Provider | Service type | Compensation |
|---|---|---|
DOWLING & YAHNKE LLC7+ years Service code 26 · EIN 26-0266092 | Advisory (Participants) | $110,498 |
JACOBS & COMPANY2 years Filed as: JACOBS & COMPANY LLC Service code 26 · EIN 94-3056301 | Advisory (Participants) | $37,816 |
MERCER7+ years Filed as: MERCER GLOBAL ADVISORS INC Service code 26 · EIN 74-3257877 | Advisory (Participants) | $31,959 |
MISSION WEALTH MANAGEMENT LP2 years Service code 26 · EIN 82-3762916 | Advisory (Participants) | $20,998 |
WEATHERLY ASSET MANAGEMENT7+ years Service code 26 · EIN 33-0638187 | Advisory (Participants) | $18,319 |
RG FINANCIAL LLC1 year Service code 26 · EIN 47-5419252 | Advisory (Participants) | $16,369 |
REILLY, PENNER & BENTON LLP5 years Filed as: REILLY FINANCIAL ADVISORS LLC Service code 26 · EIN 33-0775174 | Advisory (Participants) | $14,989 |
REBALANCE LLC3 years Service code 26 · EIN 45-2585894 | Advisory (Participants) | $10,947 |
CHARLES SCHWAB & CO., INC.3 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $4,110 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB & CO.,INC Service code 33 · EIN 94-1737782 | Securities brokerage commissions and ... | $3,756 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $553,437 | $61,172+804.7% | $185,851+197.8% | $79,389+597.1% |
| Participation rate | 90.5% | 66.6%+23.9pp | 81.7%+8.8pp | 70.7%+19.8pp |
| Annual return | 16.65% | 19.45%-2.8pp | 122.11%-105.5pp | 116.89%-100.2pp |
| Employer contribution / active EE | $15,229 | $2,321+556.3% | $5,168+194.7% | $2,428+527.3% |
| Participant deferral / active EE | $6,199 | $2,788+122.4% | $5,569+11.3% | $4,046+53.2% |
| Admin fee / account holder | $1,069 | $710+50.6% | $16,245-93.4% | $626+70.6% |