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| Provider | Service type | Compensation |
|---|---|---|
DOWLING & YAHNKE LLC3+ years Service code 26 · EIN 26-0266092 | Advisory (Participants) | $42,468 |
MERCER3+ years Filed as: MERCER GLOBAL ADVISORS INC Service code 26 · EIN 74-3257877 | Advisory (Participants) | $18,352 |
MISSION WEALTH MANAGEMENT LP3+ years Filed as: MISSION WEALTH MANAGEMENT LLC Service code 26 · EIN 95-4783206 | Advisory (Participants) | $15,779 |
Filed as: REILLY FINANCIAL ADVISORS LLC Service code 26 · EIN 33-0775174 | Advisory (Participants) | $8,696 |
REBALANCE LLC2 years Filed as: REBALANCE INC Service code 26 · EIN 45-2585894 | Advisory (Participants) | $8,232 |
CHARLES SCHWAB & CO., INC.3+ years Filed as: CHARLES SCHWAB & CO INC Service code 33 · EIN 94-1737782 | Securities brokerage; Other investmen... | $6,196 |
Filed as: SCHWAB RETIREMENT PLAN SERVICES, IN Service code 15 · EIN 34-1479833 | Recordkeeping | $4,780 |
CHARLES SCHWAB & CO., INC.3+ years Filed as: CHARLES SCHWAB & CO AND AFFILIATES Service code 59 | Shareholder Servicing | $0 |
Filed as: CHARLES SCHWAB BANK Service code 25 · EIN 42-1558009 | Directed Trustee | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $396,375 | $55,453+614.8% | $170,435+132.6% | $62,293+536.3% |
| Participation rate | 86.6% | 66.4%+20.2pp | 83.6%+3.0pp | 69.5%+17.1pp |
| Annual return | 16.59% | 21.38%-4.8pp | 205.94%-189.3pp | 28.90%-12.3pp |
| Employer contribution / active EE | $12,896 | $2,164+496.0% | $5,432+137.4% | $2,042+531.5% |
| Participant deferral / active EE | $4,847 | $2,303+110.5% | $4,939-1.9% | $3,169+52.9% |
| Admin fee / account holder | $428 | $455-6.0% | $13,881-96.9% | $479-10.8% |