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| Provider | Service type | Compensation |
|---|---|---|
DOWLING & YAHNKE LLC8+ years Service code 26 · EIN 26-0266092 | Advisory (Participants) | $79,127 |
JACOBS & COMPANY3 years Filed as: JACOBS & COMPANY LLC Service code 26 · EIN 94-3056301 | Advisory (Participants) | $38,059 |
Filed as: CI PRIVATE WEALTH LLC Service code 26 · EIN 88-0967642 | Advisory (Participants) | $23,933 |
RG FINANCIAL LLC2 years Service code 26 · EIN 47-5419252 | Advisory (Participants) | $20,534 |
MISSION WEALTH MANAGEMENT LP3 years Service code 26 · EIN 82-3762916 | Advisory (Participants) | $19,255 |
WEATHERLY ASSET MANAGEMENT8+ years Service code 26 · EIN 33-0638187 | Advisory (Participants) | $17,276 |
REBALANCE LLC4 years Service code 26 · EIN 45-2585894 | Advisory (Participants) | $11,203 |
CREATIVE PLANNING LLC1 year Service code 26 · EIN 88-0967642 | Advisory (Participants) | $11,102 |
CHARLES SCHWAB & CO., INC.4 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $5,767 |
CHARLES SCHWAB & CO., INC.4 years Filed as: CHARLES SCHWAB & CO.,INC Service code 33 · EIN 94-1737782 | Securities brokerage; Shareholder ser... | $1,668 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $479,131 | $65,125+635.7% | $143,797+233.2% | $66,949+615.7% |
| Participation rate | 86.5% | 65.2%+21.3pp | 80.3%+6.1pp | 69.8%+16.6pp |
| Annual return | -13.85% | -11.13%-2.7pp | -0.04%-13.8pp | 1.57%-15.4pp |
| Employer contribution / active EE | $15,505 | $2,362+556.3% | $4,952+213.1% | $2,545+509.1% |
| Participant deferral / active EE | $6,036 | $2,920+106.7% | $5,638+7.1% | $4,239+42.4% |
| Admin fee / account holder | $927 | $503+84.3% | $14,679-93.7% | $594+56.1% |