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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,345 | $61,660+75.7% | $80,022+35.4% | $64,173+68.8% |
| Participation rate | 90.5% | 71.7%+18.8pp | 75.8%+14.6pp | 69.6%+20.9pp |
| Annual return | -5.76% | -0.33%-5.4pp | 11.22%-17.0pp | 7.63%-13.4pp |
| Employer contribution / active EE | $8,071 | $1,810+345.8% | $2,468+227.0% | $2,381+239.0% |
| Participant deferral / active EE | $982 | $2,968-66.9% | $3,686-73.4% | $3,470-71.7% |
| Admin fee / account holder | $3,487 | $5,417-35.6% | $6,521-46.5% | $4,887-28.7% |