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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $20,624 |
Service code 27 · EIN 47-1411118 | Advisory (Plan) | $19,500 |
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,100 | $78,636+59.1% | $105,607+18.5% | $74,459+68.0% |
| Participation rate | 88.6% | 72.8%+15.9pp | 75.3%+13.3pp | 67.2%+21.4pp |
| Annual return | 11.64% | 15.96%-4.3pp | 116.11%-104.5pp | 1369.70%-1358.1pp |
| Employer contribution / active EE | $7,233 | $2,523+186.7% | $3,167+128.4% | $2,626+175.5% |
| Participant deferral / active EE | $1,797 | $4,322-58.4% | $5,011-64.1% | $4,350-58.7% |
| Admin fee / account holder | $328 | $2,220-85.2% | $10,958-97.0% | $1,945-83.1% |