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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 47-1411118 | Advisory (Plan) | $19,500 |
Service code 37 · EIN 04-2647786 | Loan Processing | $17,686 |
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,193 | $71,534+86.2% | $98,462+35.3% | $71,529+86.2% |
| Participation rate | 82.5% | 72.7%+9.8pp | 75.2%+7.3pp | 67.9%+14.5pp |
| Annual return | 16.93% | 32.44%-15.5pp | 21.17%-4.2pp | 28.97%-12.0pp |
| Employer contribution / active EE | $14,810 | $2,399+517.2% | $3,049+385.8% | $2,590+471.9% |
| Participant deferral / active EE | $1,138 | $4,109-72.3% | $4,738-76.0% | $4,291-73.5% |
| Admin fee / account holder | $345 | $1,677-79.4% | $8,875-96.1% | $1,588-78.3% |