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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,525 | $79,438+80.7% | $106,554+34.7% | $79,389+80.8% |
| Participation rate | 84.8% | 74.2%+10.7pp | 76.1%+8.7pp | 70.7%+14.1pp |
| Annual return | 11.97% | 18.27%-6.3pp | 26.80%-14.8pp | 116.89%-104.9pp |
| Employer contribution / active EE | $13,719 | $2,235+513.9% | $2,819+386.6% | $2,428+465.1% |
| Participant deferral / active EE | $965 | $3,824-74.8% | $4,398-78.1% | $4,046-76.1% |
| Admin fee / account holder | $3,982 | $523+661.5% | $7,408-46.2% | $626+535.7% |