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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,961 | $76,371+46.6% | $93,621+19.6% | $72,976+53.4% |
| Participation rate | 92.0% | 71.8%+20.3pp | 75.8%+16.2pp | 69.5%+22.6pp |
| Annual return | 20.35% | 25.82%-5.5pp | 32.76%-12.4pp | 81.02%-60.7pp |
| Employer contribution / active EE | $10,989 | $2,276+382.9% | $2,719+304.2% | $2,440+350.4% |
| Participant deferral / active EE | $1,229 | $3,538-65.3% | $4,070-69.8% | $3,608-65.9% |
| Admin fee / account holder | $12,485 | $6,839+82.6% | $7,890+58.2% | $5,124+143.7% |