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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,208 | $70,917+94.9% | $98,920+39.7% | $73,497+88.0% |
| Participation rate | 76.7% | 73.8%+2.9pp | 76.0%+0.7pp | 70.7%+6.0pp |
| Annual return | 14.04% | 34.18%-20.1pp | 196.47%-182.4pp | 28.51%-14.5pp |
| Employer contribution / active EE | $9,990 | $2,037+390.4% | $2,689+271.5% | $2,270+340.1% |
| Participant deferral / active EE | $1,112 | $3,501-68.2% | $4,245-73.8% | $3,740-70.3% |
| Admin fee / account holder | $4,989 | $535+832.7% | $6,643-24.9% | $513+872.4% |