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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,320 | $67,411+54.8% | $91,004+14.6% | $70,126+48.8% |
| Participation rate | 96.3% | 71.4%+24.9pp | 75.6%+20.7pp | 69.5%+26.8pp |
| Annual return | 16.42% | -40.16%+56.6pp | 4.60%+11.8pp | 73.15%-56.7pp |
| Employer contribution / active EE | $10,417 | $1,786+483.3% | $2,456+324.2% | $2,343+344.7% |
| Participant deferral / active EE | $923 | $2,823-67.3% | $3,548-74.0% | $3,332-72.3% |
| Admin fee / account holder | $10,376 | $4,236+144.9% | $5,417+91.5% | $4,645+123.3% |