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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,838 | $58,828+45.9% | $78,002+10.0% | $62,881+36.5% |
| Participation rate | 96.6% | 71.1%+25.5pp | 75.5%+21.0pp | 69.3%+27.2pp |
| Annual return | 9.31% | 17.16%-7.8pp | 425.99%-416.7pp | 20.14%-10.8pp |
| Employer contribution / active EE | $6,161 | $1,672+268.6% | $2,470+149.4% | $2,281+170.1% |
| Participant deferral / active EE | $553 | $2,686-79.4% | $3,497-84.2% | $3,203-82.7% |
| Admin fee / account holder | $2,169 | $4,393-50.6% | $5,481-60.4% | $4,296-49.5% |