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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,764 | $79,449+271.0% | $189,575+55.5% | $85,847+243.4% |
| Participation rate | 95.2% | 66.0%+29.2pp | 78.4%+16.7pp | 69.3%+25.8pp |
| Annual return | 15.91% | 18.45%-2.5pp | 64.19%-48.3pp | 318.61%-302.7pp |
| Employer contribution / active EE | $10,618 | $2,081+410.2% | $4,412+140.7% | $2,565+313.9% |
| Participant deferral / active EE | $4,256 | $4,051+5.1% | $6,174-31.1% | $3,952+7.7% |
| Admin fee / account holder | $35,050 | $5,377+551.8% | $9,806+257.4% | $6,261+459.9% |