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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,749 | $62,672+285.7% | $185,117+30.6% | $70,126+244.7% |
| Participation rate | 100.0% | 63.8%+36.2pp | 77.3%+22.7pp | 69.5%+30.5pp |
| Annual return | 10.63% | 40.79%-30.2pp | 40.50%-29.9pp | 73.15%-62.5pp |
| Employer contribution / active EE | $10,678 | $1,753+509.1% | $4,182+155.4% | $2,343+355.8% |
| Participant deferral / active EE | $4,497 | $3,272+37.4% | $5,045-10.9% | $3,332+35.0% |
| Admin fee / account holder | $22,782 | $3,932+479.4% | $8,159+179.2% | $4,645+390.4% |