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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $362,371 | $78,027+364.4% | $178,528+103.0% | $80,925+347.8% |
| Participation rate | 90.0% | 65.7%+24.3pp | 77.1%+12.9pp | 67.7%+22.3pp |
| Annual return | 18.94% | 18.09%+0.8pp | 27.11%-8.2pp | 35.65%-16.7pp |
| Employer contribution / active EE | $12,772 | $2,281+459.8% | $3,950+223.3% | $2,756+363.4% |
| Participant deferral / active EE | $4,096 | $4,408-7.1% | $6,278-34.8% | $4,299-4.7% |
| Admin fee / account holder | $30,836 | $7,168+330.2% | $10,419+196.0% | $6,940+344.3% |