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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,809 | $69,012+273.6% | $160,009+61.1% | $68,486+276.4% |
| Participation rate | 94.9% | 65.4%+29.5pp | 78.0%+16.9pp | 67.9%+27.0pp |
| Annual return | -13.49% | -9.65%-3.8pp | 408.85%-422.3pp | -7.85%-5.6pp |
| Employer contribution / active EE | $11,686 | $2,212+428.2% | $4,225+176.6% | $2,597+350.0% |
| Participant deferral / active EE | $4,648 | $4,212+10.4% | $6,183-24.8% | $4,028+15.4% |
| Admin fee / account holder | $20,552 | $4,798+328.3% | $8,715+135.8% | $5,404+280.3% |