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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,905 | $65,395+285.2% | $182,558+38.0% | $72,976+245.2% |
| Participation rate | 100.0% | 65.4%+34.6pp | 78.0%+22.0pp | 69.5%+30.5pp |
| Annual return | 1.99% | 27.68%-25.7pp | 148.59%-146.6pp | 81.02%-79.0pp |
| Employer contribution / active EE | $10,339 | $1,911+441.0% | $4,076+153.6% | $2,440+323.7% |
| Participant deferral / active EE | $4,084 | $3,563+14.6% | $5,526-26.1% | $3,608+13.2% |
| Admin fee / account holder | $27,823 | $4,245+555.5% | $8,594+223.7% | $5,124+443.0% |