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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $387,320 | $90,400+328.5% | $186,193+108.0% | $87,485+342.7% |
| Participation rate | 81.1% | 66.2%+14.9pp | 77.1%+4.0pp | 68.9%+12.2pp |
| Annual return | 10.57% | 22.15%-11.6pp | 78.03%-67.5pp | 26.06%-15.5pp |
| Employer contribution / active EE | $11,600 | $2,170+434.5% | $3,918+196.1% | $2,596+346.8% |
| Participant deferral / active EE | $3,913 | $4,330-9.6% | $6,513-39.9% | $4,274-8.4% |
| Admin fee / account holder | $44,217 | $8,673+409.8% | $11,058+299.9% | $7,775+468.7% |