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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,447 | $70,684+299.6% | $169,390+66.7% | $75,173+275.7% |
| Participation rate | 98.0% | 64.8%+33.2pp | 77.2%+20.9pp | 67.2%+30.8pp |
| Annual return | 13.76% | 36.38%-22.6pp | 406.07%-392.3pp | 160.72%-147.0pp |
| Employer contribution / active EE | $12,889 | $2,211+483.0% | $4,013+221.2% | $2,671+382.6% |
| Participant deferral / active EE | $5,039 | $4,310+16.9% | $6,222-19.0% | $4,126+22.1% |
| Admin fee / account holder | $35,809 | $5,404+562.6% | $9,015+297.2% | $5,651+533.7% |