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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,191 | $72,027+289.0% | $185,861+50.8% | $79,856+250.9% |
| Participation rate | 95.1% | 65.8%+29.3pp | 78.0%+17.0pp | 69.6%+25.4pp |
| Annual return | 9.68% | 23.13%-13.4pp | 35.96%-26.3pp | 31.71%-22.0pp |
| Employer contribution / active EE | $11,111 | $1,965+465.4% | $4,088+171.8% | $2,471+349.6% |
| Participant deferral / active EE | $3,852 | $3,780+1.9% | $5,634-31.6% | $3,741+3.0% |
| Admin fee / account holder | $14,870 | $4,513+229.5% | $9,503+56.5% | $5,306+180.2% |