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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,729 | $78,707-69.9% | $117,861-79.9% | $70,126-66.2% |
| Participation rate | 95.3% | 73.2%+22.2pp | 79.7%+15.7pp | 69.5%+25.8pp |
| Annual return | 9.67% | 23.30%-13.6pp | 335.11%-325.4pp | 73.15%-63.5pp |
| Employer contribution / active EE | $3,190 | $2,223+43.5% | $3,786-15.7% | $2,343+36.2% |
| Participant deferral / active EE | $1,561 | $3,297-52.6% | $4,482-65.2% | $3,332-53.1% |
| Admin fee / account holder | $5,065 | $5,0660% | $8,021-36.8% | $4,645+9.0% |