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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,598 | $72,404-67.4% | $110,243-78.6% | $64,173-63.2% |
| Participation rate | 97.4% | 73.3%+24.1pp | 79.8%+17.6pp | 69.6%+27.9pp |
| Annual return | -3.83% | -6.29%+2.5pp | 314.76%-318.6pp | 7.63%-11.5pp |
| Employer contribution / active EE | $3,215 | $2,282+40.9% | $3,827-16.0% | $2,381+35.1% |
| Participant deferral / active EE | $2,299 | $3,469-33.7% | $4,672-50.8% | $3,470-33.7% |
| Admin fee / account holder | $2,491 | $5,664-56.0% | $8,548-70.9% | $4,887-49.0% |