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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,140 | $83,485-74.7% | $125,195-83.1% | $72,976-71.0% |
| Participation rate | 85.7% | 73.3%+12.4pp | 79.8%+5.9pp | 69.5%+16.2pp |
| Annual return | 11.00% | 25.77%-14.8pp | 43.79%-32.8pp | 81.02%-70.0pp |
| Employer contribution / active EE | $3,493 | $2,346+48.9% | $3,866-9.7% | $2,440+43.2% |
| Participant deferral / active EE | $1,931 | $3,586-46.2% | $4,937-60.9% | $3,608-46.5% |
| Admin fee / account holder | $8,327 | $5,518+50.9% | $9,704-14.2% | $5,124+62.5% |