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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,898 | $91,536-67.3% | $130,062-77.0% | $75,177-60.2% |
| Participation rate | 84.2% | 71.5%+12.7pp | 78.5%+5.7pp | 67.2%+17.0pp |
| Annual return | 12.03% | -631.62%+643.6pp | -137.37%+149.4pp | 160.75%-148.7pp |
| Employer contribution / active EE | $4,890 | $2,845+71.9% | $4,322+13.1% | $2,671+83.1% |
| Participant deferral / active EE | $2,621 | $4,343-39.7% | $5,821-55.0% | $4,126-36.5% |
| Admin fee / account holder | $2,044 | $6,780-69.8% | $10,601-80.7% | $5,651-63.8% |