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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,625 | $91,559-73.1% | $133,978-81.6% | $79,856-69.2% |
| Participation rate | 92.9% | 73.3%+19.5pp | 79.8%+13.0pp | 69.6%+23.2pp |
| Annual return | 12.63% | 61.85%-49.2pp | 45.10%-32.5pp | 31.71%-19.1pp |
| Employer contribution / active EE | $3,578 | $2,384+50.1% | $3,919-8.7% | $2,471+44.8% |
| Participant deferral / active EE | $1,968 | $3,734-47.3% | $5,047-61.0% | $3,741-47.4% |
| Admin fee / account holder | $1,013 | $6,321-84.0% | $8,930-88.7% | $5,306-80.9% |