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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,379 | $69,977-66.6% | $108,582-78.5% | $62,881-62.8% |
| Participation rate | 97.4% | 72.9%+24.5pp | 79.6%+17.9pp | 69.3%+28.1pp |
| Annual return | 4.44% | 10.73%-6.3pp | -51.70%+56.1pp | 20.14%-15.7pp |
| Employer contribution / active EE | $4,658 | $2,135+118.2% | $3,758+23.9% | $2,281+104.2% |
| Participant deferral / active EE | $2,106 | $3,165-33.4% | $4,311-51.1% | $3,203-34.2% |
| Admin fee / account holder | $7,640 | $5,076+50.5% | $7,645-0.1% | $4,296+77.9% |