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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,985 | $99,994-74.0% | $146,647-82.3% | $85,851-69.7% |
| Participation rate | 94.6% | 73.1%+21.5pp | 80.1%+14.5pp | 69.3%+25.3pp |
| Annual return | 8.29% | 18.93%-10.6pp | 22.75%-14.5pp | 318.63%-310.3pp |
| Employer contribution / active EE | $4,561 | $2,559+78.2% | $4,137+10.2% | $2,565+77.8% |
| Participant deferral / active EE | $2,099 | $4,006-47.6% | $5,506-61.9% | $3,952-46.9% |
| Admin fee / account holder | $3,471 | $7,703-54.9% | $10,281-66.2% | $6,261-44.6% |