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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,954 | $65,704-65.1% | $94,229-75.6% | $59,633-61.5% |
| Participation rate | 96.6% | 72.1%+24.4pp | 78.8%+17.8pp | 68.7%+27.9pp |
| Annual return | -1.03% | 5.22%-6.2pp | 10.68%-11.7pp | 2041.45%-2042.5pp |
| Employer contribution / active EE | $3,642 | $2,021+80.2% | $3,587+1.5% | $2,203+65.4% |
| Participant deferral / active EE | $1,997 | $3,143-36.5% | $4,320-53.8% | $3,192-37.4% |
| Admin fee / account holder | $2,159 | $4,265-49.4% | $6,269-65.6% | $4,297-49.8% |