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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,107 | $100,060-80.9% | $149,721-87.2% | $70,126-72.8% |
| Participation rate | 89.8% | 83.6%+6.2pp | 87.1%+2.7pp | 69.5%+20.3pp |
| Annual return | 18.51% | 27.46%-9.0pp | 1501.67%-1483.2pp | 73.15%-54.6pp |
| Employer contribution / active EE | $1,094 | $3,661-70.1% | $5,444-79.9% | $2,343-53.3% |
| Participant deferral / active EE | $1,313 | $4,982-73.6% | $6,568-80.0% | $3,332-60.6% |
| Admin fee / account holder | $344 | $8,285-95.8% | $11,282-96.9% | $4,645-92.6% |